Nancy Santopadre

716 N 4th Street

Fulton, IL
$ 479,900 Beds 3 Baths 2 Sq 3,250
Monthly Estimate* How much can I afford?

Welcome to your Mississippi Riverfront dream home, where spectacular views, exceptional waterfront access, and comfortable living come together. This spacious 3,250-square-foot, 3-bedroom, 2-full-bath home is situated on 0.768 acres with approximately 180 feet of Mississippi River frontage in Fulton. The property features a concrete riverside patio and your own 35ft boat dock-perfect for a yacht, pontoon, or fishing boat. Designed to take full advantage of its incredible setting, this open-concept home showcases breathtaking river views throughout. The kitchen overlooks the Mississippi and features a breakfast bar and under-cabinet lighting. The main level includes a bedroom, full bath, dining room, living room, laundry room with utility sink, and a dramatic glass-enclosed atrium overlooking the river. Expansive windows fill the home with natural light while providing panoramic views of the Mississippi and across to Iowa. Upstairs, two bedrooms feature impressive 5' x 9' river-facing windows, creating a true bird's-eye view of the water. The oversized primary bedroom easily accommodates a king-size bed and includes four built-in speakers for surround sound. A luxurious jetted tub is perfectly positioned to enjoy beautiful views of the Mississippi River. A convenient second-floor changing/laundry room includes an additional washer and dryer and built-in ironing board and can also serve as a fourth bedroom or flex space. Comfort is exceptional year-round with heated floors throughout the first and second levels. The boiler was renewed in 2025, and multiple Wi-Fi-enabled mini-split systems provide additional climate control, including a dedicated unit for the atrium. Many of the home's expansive windows feature translucent cellular shades. Additional features include a 10-kilowatt natural-gas backup generator with automatic transfer, a heated garage with a finished and sealed floor, and an approximately 30-foot-wide driveway providing generous parking for multiple vehicles and trailers. But the true centerpiece of this home is the Mississippi River itself. Watch boats, ships, and barges pass by, enjoy eagles throughout the winter and abundant birdlife during the warmer months, and end your days with spectacular sunsets over the river. This is more than a waterfront home-it's a front-row seat to life on the Mississippi.

Active

  • Price
  • $ 479,900
  • City
  • Fulton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WHITESIDE
  • Half Bathrooms
  • 0
  • Area
  • Fulton
  • Lot Size
  • 0.76 Acres
  • Zip
  • 61252
  • Sqr Footage
  • 3,250
  • Year Built
  • 1991
  • Taxes
  • $ 10300
  • Style
  • American 4-Sq.,Traditional
  • MLS#
  • 12740207
Listed By: Taylor Street Realty
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 3250
Sewer Public Sewer
Heating Natural Gas,Steam,Radiant,Radiant Floor
Cooling Wall Unit(s),Zoned
Utilities Cable Available
Possession Closing
Roof Asphalt
Garage Spaces 2
Association Fee Includes None
Architectural Style American 4-Sq.,Traditional
Construction Materials Aluminum Siding
Year Built 1991
Electric Circuit Breakers,200+ Amp Service
Township Fulton
Tax Year 2025
Ownership Fee Simple
Community Features Park,Water Rights,Street Lights,Street Paved
Assoc Fee Paid Per Not Applicable
County Whiteside
New Construction No
Property Type Residential
Other Structures Workshop,Boat Dock
Total Rooms 8
Full Baths 2
Status Active
Directions IL Route 136 west into Fulton,turn right (north) on 4th Street to address.
High School Fulton High School
City Fulton
High School District 2
MLS Area Fulton
Elementary School Fulton Elementary School
Tax Annual Amount 10300
Middle/Junior High School River Bend Middle School
Additional Parcels Y/N No
Standard Status Active
Middle/Junior School District 2
Elementary School District 2
Property Type Detached Single

Interior Features

Interior Amenities 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Dining Combo,Quartz Counters
Basement None
Flooring Laminate,Carpet
Total Fireplaces 1
Fireplace Features Wood Burning,Gas Starter,Stubbed in Gas Line
Laundry Features Main Level,Upper Level,Electric Dryer Hookup,Laundry Closet
Total Bedrooms 3
Room Type Office
LivingAreaSource Landlord/Tenant/Seller
Total Baths 2
Bedrooms Possible 3
Bathroom Whirlpool,Separate Shower,Accessible Shower,Soaking Tub

Exterior Features

Parking Features Concrete,Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Driveway,Owned,Garage
Lot Features Water Rights,Rear of Lot
Water Source Public
Total Parking 6
Foundation Details Concrete Perimeter
Lot Dimensions 33106
Lot Size Acres 0.76
Waterfront Y/N Yes
Other Equipment Water-Softener Owned,TV-Cable,TV Antenna,CO Detectors,Ceiling Fan(s),Generator,Internet-Fiber,Water Heater-Gas

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Fulton Elementary School
Middle School River Bend Middle School
High School Fulton High School

Price History

8/31/2026 Listed $479,900

Property vs Zip Code Average in 61252

Price
AVG $190K
$480K
Taxes
AVG $3,085
$10,300
Year Built
AVG 1937
1991
Visits
AVG 28
2
Data Provided by Inside Real Estate®

Areas That We Cover

716 N 4th Street Fulton, IL is a Single Family Home for sale at $479900 with 3250 sqft and a lot size of 0.76 Acres Acre(s). 716 N 4th Street Fulton has 3 bedrooms, 2 baths and was built in 1991. The property's zip code is 61252 which is in Fulton, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nancy Santopadre

Nancy Santopadre

773-974-6921

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